Update 7/12/26: There is now a $600 personal and $800 business checking bonus. Hat tip to reader Dave
Update 6/20/26: There is now a $600 personal and $500 business checking bonus. Hat tip to reader LS
Update 10/29/25: Now $400
Update 1/27/25: Deal is now $550.
Update 8/25/25: Deal is back active at $525. Hat tip to reader Gorb
Update 1/15/22: Deal is back, now $525.
Update 9/19/20: Deal is back, no end date listed. There is now a savings requirement as well. Hat tip to Gadget.
Update 4/20/20: Bonus increased to $500. Direct deposit required increased from $2,500 to $3,000 per month. eSatement and debit card transactions also added. Hat tip to reader Yo
Offer at a glance
- Maximum bonus amount: $500
- Availability: Northeastern PA only
- Direct deposit required: Yes or recurring credit of $2,500 per month for three consecutive months
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Yes
- Credit card funding: Up to $500, all credit card payment networks are accepted (e.g Visa, Mastercard, American Express & Discover)
- Monthly fees: $2-$7, waivable
- Early account termination fee: 180 days, unknown
- Household limit: None
- Expiration date: None listed
The Offer
- Fidelity Bank is offering a $700 personal bonus of up to $700:
- $350 when you open a new checking account with qualifying direct deposit and enroll in online banking and EZ Statements
- $100 when you open a savings or money market account and maintain a qualifying balance ($10,000 for three months)
- $50 when you open your account online
- $100 debit card bonus: 20+ debit transactions/month for 5 months ($20/month)
- $500 business bonus (says $800, but it’s actually $500 as $300 is merchant services) :
- $450 when you open a new business checking account and maintain a qualifying balance while enrolled in digital banking
- Plus, up to $300 with Merchant Services
- $50 when you open your account online
The Fine Print
- Offer valid for new personal checking account customers only.
- A $500.00 deposit will be made into your Fidelity Bank checking account when direct deposits or recurring credits of $3,000.00 per month are received for a minimum of three (3) consecutive months.
- Requirement must be satisfied within one hundred and fifty (150) calendar days of account opening.
- Deposit will be made on the first (1st) business day after one hundred and fifty (150) calendar days from account opening.
- Minimum deposit to open a checking account may range between $25.00 and $1,000.00, minimum balance requirements and monthly service charges depend on which checking account is chosen.
- Please consult your Fidelity Banker for specific product information. Minimum balance requirements and fees may reduce earnings.
- The annual percentage yield (APY) for Performance Checking or Platinum Checking accounts is 0.05% if balance requirement of $2,500.00 is met. APY is current as of May 20, 2019 and may be rescinded or changed at any time.
- Rates are variable and may change at any time.
- Bonus will be reported on IRS Form 1099-Misc.
- Cannot be combined with any other offer.
- Customers may only receive one new checking account and savings account opening-related bonus per calendar year.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Reliance Checking $7 Monthly Fee
This account is the easiest to keep fee free, the $7 monthly charged is waived if you do any of the following:
- $1500 average daily balance OR
- $400 aggregated monthly direct deposit
- or ten (10) signature based Fidelity Visa® Check Card transactions
Early Account Termination Fee
There is a fee if closed within 180 days, but I’m unsure what this fee is.
Our Verdict
Previous best bonus was $200, that required a savings account but lower direct deposit/recurring credit. This new bonus is significantly better because the bonus is $400 and the direct deposit/recurring credit isn’t that difficult to meet. Because of that we will be adding this to our list of the best bank bonuses.
Hat tip to reader Jeff L
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Visiting some family in PA from out of state. There’s a Fidelity down the street. Anyone have any experience with opening in-branch? Don’t see any comments saying if you can open and get the bonus while being out of footprint or not. Might have to be the data point on that if not.
If I open the account on June 27, does the DD requirement count June/July/August, or does it start with the first full month after opening (July/August/September)?
It’d be nice if the Apply online button worked 😄👐
Would be nice if the business account can be opened OOS.
new link up to $600 personal/800 Business William Charles Chuck thru 8/31 Summer Checking 2026 | Earn Up to $600 Personal or $800 Business Rewards | Fidelity Bank
William Charles I see this was scheduled for June 20 but did this ever post on the main page?
William Charles Fidelity Bank’s High-Performance Savings + Checking “Supercharge” promo . Requirements : Open a High-Performance Savings + eligible checking account Fund savings with at least $5,000 in new money Set up $2,500+/month in recurring direct deposits Maintain direct deposits for 3 consecutive months (within 120 days) Enroll in EZ Statements Meet account activity/fee waiver requirements depending on checking type Rewards: $300 checking bonus (after qualification period) +0.50% APY boost on savings (3.50% total) for 3 months Facebook ad url: https://www.bankatfidelity.com/always-on-savings/?fbclid=IwdGRjcARfG3BleHRuA2FlbQEwAGFkaWQAAC_JEVb6VHNydGMGYXBwX2lkCjY2Mjg1NjgzNzkAAR6-ox2IWy1ZY6fZjjDuZc-IP0q9cMuw8oqDe3Qo3ON5Hx8Ti_U-Ozbai1s2uQ_aem_Azi8yVWMiFxThw0dSBXGjQ&utm_medium=paid&utm_source=fb&utm_id=52540620151220&utm_content=52540620151620&utm_term=52540620151420&utm_campaign=52540620151220 Simple url: https://www.bankatfidelity.com/always-on-savings/ Note: reader Avi commented on 01/26/25 a promo with url: https://www.bankatfidelity.com/moneymarket/ this might still be live, it’s the 4.00% APY Money Market account requiring $25,000+ in new money
William Charles
No Fidelity Here. Sorry.
New link for $400 personal and up to $800 Business: https://www.bankatfidelity.com/summerchecking/
Link now redirects to a page selling home equity loans (“Manage Your High-Rate HELOC”). Deal is dead?
I haven’t seen an aldi with self checkout yet. good strat through!
105 debits over 3 months? That’s a lot of single bananas at self checkout.
I tried from OOS and got the error: We are unable to serve you at this moment. Please contact our customer care at 800-388-4380.
Chuck Bonus is 550 now at a new URL: https://www.bankatfidelity.com/switch/
If you have a self-checkout at Aldi, split transactions 50 cents at a time. That’s what I do for my Citi Rewards+ anyway 🙂 (up to 10 split payments, then I pay off the remainder in one swipe).
Does anyone know if Bucks is eligible?
Northampton county works. 45 transactions in three months, that’s a lot!
When I wrote “What made you think to ask the rep if it’s limited to certain counties?” I meant that I wanted to know if you saw actual DPs of a limitation as I didn’t see any in this post or in the terms of the offer. That’s my mistake for not being clearer in my initial question. When I wrote “ William Charles might be correct in the restricted tag this one time.” I was being facetious. I thought that the ” 😀 ” would give that away but I guess not. Most (probably 99%) of the people on DoC do not get my sense of humor at all so I guess that was my mistake again. I respect that you don’t want to spend a lot of time on bank bonuses so I won’t bother you again with any more questions. 😉
Sorry, but I don’t follow you on either point here. You asked what made me wary of blind applying for an account and I told you. Of course there are exceptions to what I pointed out, so that’s why I would confirm. How are you going to say negate #1 and in the same post, point out that it’s something valid to consider? On #2, there are plenty of banks where their eligibility footprint is the same as their branch service area, especially for a small financial institution. That’s absolutely something that would make me ask a rep. I saw your comment but I don’t travel into their branch counties every week or every month. I’m typically opposed to spending any extra fuel and time going into a branch. This is a time-killing hobby for me while at my day job. If I can do it from my phone, awesome. If not, I’ll keep an eye for the next one. Browsing through this blog, following a bank’s promotional terms, and maintaining my bank bonus workbook is just about as much work as I want to put into this. If I have to research and talk to a supervisor to figure out I’m eligible, I mostly draw the line there.
Flattered when they try to be me or something similar (this case). It only becomes a problem when they pretend to be me (copy my username) and try to poo poo my NIL.
Tornado , #1 doesn’t mean anything. Check out On Tap, BluPeak, KeyPoint, Valley, among many others for evidence, if you don’t believe me. #2 also has no relevance for the most part. That only mentions where their branches are located, not where their footprint resides. Now based on what you and Slick Nick heard from reps, it seems like William Charles might be correct in the restricted tag this one time. 😀 BTW, did you see the other comment that I tagged you in about going in-branch? I’m curious how you feel about that.
Two things: 1. This post has the [Northeastern PA] tag. 2. From their website: “Fidelity Bank has branches throughout Northeastern Pennsylvania and the Lehigh Valley to serve your banking needs.” In my experience, smaller banks are more strict with georestriction and aren’t quite as flexible as credit unions with eligibility. Worst case scenario is I apply, receive a Chex hit, get denied with some bogus rationale *cough* Altra CU *cough* but still have no clear idea why in case I want to try again. Just nice to have the facts beforehand.
Slick Nick , Is that for online or in-branch also? Tornado , What made you think to ask the rep if it’s limited to certain counties?
It seems like not 1 person has posted a successful or negative DP since the new offer came out. Did any of you try and are just shy?
Baked , Did you try to open in-branch yourself? If so, what happened?
Are you saying that Fidelity rejects non-PA residents in-branch?
Joe , Did you try back then? If so, what happened?
Jose Espinola , Do you know what your Chex stats were before applying back in 2019?
ieatdogfood , Are you angry or flattered at their username choice?