Jovia Financial Credit Union $150 Checking Bonus – NY Only

Update 2/2/25: Deal is back.

Update 4/10/21: Deal is back, hat tip to Larrabeedrill

Offer at a glance

• Maximum bonus amount:  $150
• Availability:Nassau/Suffolk county on Long Island NY
• Direct deposit required: Yes, $100+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Jovia Financial Credit Union is offering a bonus of $150 when you open a new checking account and receive a direct deposit of $100+

The Fine Print

• Offer available for new and existing Jovia members from October 1, 2020 through December 31, 2020.
• Membership eligibility requirements apply.
• Existing accounts prior to the promotional period do not qualify. Offer is for new, first-time Go Green Checking accounts with a reoccurring minimum direct deposit of $100 in the checking account within 60 days of account opening.
• Cash bonus will post automatically to the members’ checking or share account and will be reported as income on IRS form 1099-INT. Must meet account qualifications to earn APY and ATM fee reimbursements.
• Free first order of checks for new accounts only. Rates subject to change without notice.
• All offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule, so I’m unsure if there is any early account termination fee.

Our Verdict

Looks like it’s worth doing considering it’s a soft pull to open and there are no monthly fees to worry about.

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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
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• Bank Bonus Posting Times

Post history:

• Update 11/14/20: Deal is back and is now $150 instead of $125.