Deal has ended, view more bank account bonuses by clicking here.
Update 7/4/26: Bonus increased to $250 for July. Hat tip to reader Bockrr
Offer at a glance
- Maximum bonus amount: $100
- Availability: To be eligible for First Heritage Credit Union, you must live, work, worship, or attend school in Allegany, Chemung, Livingston, Schuyler, Steuben, Tioga, or Yates counties in NY, or Bradford, Lycoming, Potter, or Tioga counties in PA.
- Direct deposit required: Yes
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
The Offer
:
-
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Enroll in eStatements
The Fine Print
- Terms and conditions apply. Membership eligibility required. Federally insured by NCUA.
- Offer may be change or withdrawn at any time.
- Please allow 30 days for the direct deposit of your reward bonus after completing all offer requirements.
- Receive a $100 reward bonus when you register, open a new First Heritage APEX Rewards Checking Account and complete the following within 60 days of account opening:
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Enroll in eStatements
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule.
Our Verdict
Feel free to share your experiences in the comments below.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times








Dead
Promo might have been pulled early? I’ll take a referral if it still works, thanks! yt12345trial@gmail.com
Would appreciate a family referral. Thanks! Dr.james0322@gmail.com
I’ll take a referral please moonamazom@hotmail.com
Appreciate a referral please at Rafi.m.rizvi@gmail.com
Can I get a referral: naidali99@gmail.com , thanks!
I’ll take a referral please gasandmake217@gmail.com
No found yet?
Hmm not sure why the link is broken. I will call Monday to ask them. That is sad. My apologies.
Received it. However when I click on the link it says “not found”. I will keep looking out for a referral.
Yes, someone else mentioned their link is not working either.
Did you open the link from the ReferLive. States so and so “”””” referred you to First Heritage Federal Credit Union!
Amos I’m also getting a “Not Found” error when clicking your referral link.
Thank you!
2/1,4/2,8/6,17/12.
Thanks! Do you mind sharing the stats for last 1,2,3,6 and 12 months?
I saw one from someone named Stanislav but when I click it FHFCU just says error on their website….
Clicked on your referlive link and says Not Found. We apologize for any inconvenience, but the page you are searching for does not exist.
Sent. Check all your inboxes. I sent it from the FHCU referral site
Would like a referral, thanks much! zhaojinrong99@gmail.com
delete
Sent. I sent direct link and link through First Heritage in case you see 2 emails.
Referal sent.
Hey brother. I sent it. Make sure to check junk box as sometimes my previous referal went to junk box. Thanks. Let me know if any questions.
Chex pulled yes
I think I got my answer.. it was online.. but was the Chex pulled?
Thanks.. was it online or in person in branch approval?
Hey Amos! I live in Lancaster, close to you I believe. Please send a referral my way. munnmalachi@gmail.com
I’ll take a referral. Agileant@yahoo.com Do you know if they actually pulled your Chex? Amos
Appreciate a referral. JT.Bonus@yahoo.com thanks.