Update 7/4/26: Referral has been increased to $250 for new user, $75 for person referring. Hat tip to reader Bockrr
Update 5/10/26: Deal is back until December 31, 2026 with promo code RELIANT2026. Hat tip to reader Soup.
Update 9/13/25: Deal is back until December 31, 2025.
Update 7/11/20: Extended July 31st, 2020. Hat tip to reader Randy
Offer at a glance
- Maximum bonus amount: $150
- Availability: Must live, work, worship, attend school, or volunteer in Monroe, Ontario, or Wayne counties located in New York State
- Direct deposit required: Yes, no minimum listed
- Additional requirements: eStatements & online banking
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $500
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date:
September 30th, 2017 October 31st, 2017December 31st, 2017 January 31st, 2018July 31st, 2020
The Offer
- Reliant Commnity Credit Union is offering a sign up bonus of $150 when you meet the following requirements:
- Open online with promo code NewMemberDigital150 or in branch
- Maintain an average daily balance of $100+ for the first 90 days
- Sign up for online banking & eStatements
- Receive a direct deposit, no minimum listed.
- You can also refer friends and family. You will receive $25 per person you refer (and they can receive the above bonus). Seems to only apply to in branch openings.
The Fine Print
- For a qualified new member who opens a checking account online or in-branch with online banking, direct deposit and e-statements, $150 will be deposited into that account within 60 days of qualifying direct deposit and account opening.
- Maximum offer $150. To open in branch, the coupon must be completed in full. To open online use promo code SUMMER$150
- . Offer is valid for new Reliant members only; not valid for new youth accounts. Limit one incentive offer per member/account and cannot be combined with any other coupon or offer. Membership eligibility is required.
- Offer valid through September 30, 2017.
- $25 will be deposited into the referring member’s checking account or other qualifying deposit account within 60 days after the referred member joins Reliant Community Credit Union.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Easiest account to keep fee free is the free checking account with no monthly fees. According to the fee schedule there is no early account termination fee. You do also need to open a savings account and this has a $5 fee if your balance is under $100 (fee waived for first three months).
Our Verdict
Seems like a good bonus, fingers crossed they aren’t too strict on the direct deposit requirements. I’ll be adding this to our list of the best bank promotions. As always please share your data points and experiences with this bank below.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
Post history:
- Update 4/19/20: Extended until may 31st, 2020
- Update 4/7/20: Deal is back and valid until April 15th. Hat tip to reader EW
- Referral bonus is back down to $25
can someone also send me a referal link? albertinov5@gmail.com
thank you
Also interested in a referral link, feilong3107@yahoo.com
i would appreciate a referral link sent to rosinmordechai@gmail.com
Can I get a referral pls at Rafi.m.rizvi@gmail.com
Can anyone provide me a referral link – cherrygirl00@proton.me
sent an email over!
sent an email over!
sent!
Update: https://www.doctorofcredit.com/ny-reliant-community-credit-union-150-checking-bonus-25-referral-bonus/#comment-2360344 $500 dollar CC funding with Venture X coded as purchase Additionally, T+C limit referrals per CY (Max $300, so 4 in this case)
can i get a referral at surana2408@gmail.com
Could I get one please? https://www.doctorofcredit.com/ny-reliant-community-credit-union-150-checking-bonus-25-referral-bonus/#comment-2359718
Applied 4 July, Approved 6 July. Does Pull Chex (1/2,2/6). In process of account creation, will have a referral link for any fellow 585 folks who want!
Can I please get a referral at late.trudge-2u@icloud.com ?
Hi, could I please get a family referral TO nycopytech@gmail.com THANKS ALL.
Based on the Bank’s post on Instagram, you still get $250 by using code “USA250” without referral: “To open online, use the applicable promo code: for referred members, use code USA250/Referring Member’s Name; for new members, use code USA250.” https://www.instagram.com/p/DaGGPJDk3j1/
https://www.reliantcu.com/refer-friends-and-family/ For the month of July, referral bonus has been increased to $75 referrer / $250 referred
Hi, could I please get a family referral to: sound_04cosines@icloud.com ? Thank you!
Edit: delete pls
I need a family referral, please. Dr.james0322@gmail.com
Offer is back through December 31, 2026 with promo code RELIANT2026.
$150 bonus: https://www.reliantcu.com/personal/loans/home/business-development/ Special offer code: RELIANT2025 Membership eligibility is required. Limit one incentive offer per member/account and cannot be combined with any other offer. Member must be at least 18 years of age. Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). This credit union is federally insured by the National Credit Union Administration. Offer valid through December 31, 2025 . For a qualified new member who 1) opens a Personal Free Checking account online or in-branch with a minimum deposit of $100 and maintains a $100 average daily balance for at least 90 days; AND 2) signs up for online banking, e-statements, and direct deposit, $150 will be deposited into that account within 100 days of the account opening as long as direct deposit has been received and verified and $100 average daily balance has been maintained for at least 90 days. To open in-branch, present this card to a Member Service Representative. To open online, use promo code RELIANT2025. Offer is valid for new Reliant members only. Anyone who has had an account with Reliant Credit Union within the past 24 months will not count as a new member. William Charles
Got my bonus, annoying that they don’t follow their own terms exactly. Timeline: 4/7 Open 4/8 $500 deposit from cc 4/17 $20 work DD 7/6 no bonus (“$150 will be deposited into that account within 90 days of account opening”) 7/16 no bonus (90 days from direct deposit) 7/20 $150 Dividend deposit New Member promotion
Philly
dizzy How far away are you from the school in Rochester?
Not for now
OOS, I joined for volunteering for a school in Rochester (as it turned out, virtually tho). Opened w/SW biz for funding, counted as purchase (4/23/20) Took all but $100 out 2 weeks later. 7/10/20 real DD of $380 7/20/20 $150 posted “Dividend Deposit $150 New Member Promotion” I had to have a brief phone interview when opening the account where they confirmed that I was a volunteer, made me a lil nervous, but it was fine. Would like to put referral for the $25 promotion- William Charles is it possible to do so or create a page for that?
It seems unlikely this will work OOS due to these terms. “We serve individuals who live, work, worship, attend school, or volunteer in Monroe, Ontario, or Wayne counties located in New York State. Immediate family and household members of eligible individuals are also welcome to join. Immediate family includes spouse, parents, children, siblings, grandparents and grandchildren, including step and adoptive relationships. It does not include in-law relationships. Businesses and other legal entities headquartered in these counties can also open accounts at Reliant.”
It’s back. NewMemberDigital150 William Charles Today marks 90 days from opening for me, haven’t seen a bonus post yet.
Probably 60 days