Offer at a glance
- Maximum bonus amount: $250
- Availability: Select New York counties and towns listed here.
- Direct deposit required: Yes, $2,500+
- Additional requirements: eStatements & 15 debit card purchases
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None listed
- Household limit: none listed
- Expiration date: None listed
The Offer
- Sidney Federal Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
- Receive $2,500+ a month in direct deposits
- Be enrolled in eStatements
- Make 15 debit card purchases per month
The Fine Print
- $250 account opening credit is available for eligible accounts opened between 8/1 – 10/31/2026.
- The credit will be deposited into your Boost Checking account on the first day of the month following the month in which all three qualifying requirements have been met.
- If qualifications are not met within sixty (60) days, no bonus is paid.
- Qualifications are as follows: (1) 15+ debit card purchases with SFCU debit card, (2) enrollment in eStatements and (3) at least $2,500/month in direct deposits to your Boost checking account.
- No minimum balance or monthly fee; other fees may reduce earnings.
- Limit one (1) Boost Checking account per account number.
- New checking accounts only.
- Converting an existing account does not qualify.
- Statement cycle ends the last day of each month.
- No transaction rollovers.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees, they do charge a $10 per month inactive fee if there are no transactions within 12 months
Early Account Termination Fee
According to the fee schedule there is no EATF.
Our Verdict
Bonus seems easy, if anybody goes for it please share your experiences in the comments below.
Hat tip to reader ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Calculate And Share Your ChexSystems Datapoints
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
PS. I read through all the disclosures, and used control + F for “pull”, it didn’t appear.
“Your application is not complete until you read the disclosures linked below and agree to a credit pull.” This is on the final page before submitting the application. Did any one who applied got a hard credit pull? If so, not worth it….
Seems pretty easy. Wonder how they are with chex
One month, if you complete all three qualifying requirements within the same month. “The credit will be deposited into your Boost Checking account on the first day of the month following the month in which all three qualifying requirements have been met . If qualifications are not met within sixty (60) days, no bonus is paid. Qualifications are as follows: (1) 15+ debit card purchases with SFCU debit card, (2) enrollment in eStatements and (3) at least $2,500/month in direct deposits to your Boost checking account.”
$2500 a month for how many months? Pretty vague lol