[TN, SC, OH, IN, KY, NC] Park National Bank $300-$500 Checking Bonus

Update 9/20/26: Deal is back and valid until November 14, 2026

Update 9/1/26: available in TN now as well, bonus expired though. Hat tip to BankBonusGuy

Deal has ended, view more bank account bonuses by clicking here. 

Update 7/5/26: Deal is back until August 29, 2026

Update 4/19/26: Deal is back until 6/6/26. Hat tip to reader Another DP

Offer at a glance

• Maximum bonus amount:
• Availability: Ohio, Indiana, Kentucky, North Carolina or South Carolina
• Direct deposit required: Yes, $1,000+
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Up to $5,000 with a debit card, no credit card funding
• Monthly fees: $10 – $25, avoidable
• Early account termination fee:
• Household limit: None listed
• Expiration date: 3/21/26

The Offer

Direct link to offer

• Park National Bank is offering a $300 or $500 checking bonus. Bonuses are as follows:
  • Earn $300 when you open a VIP checking account with direct deposits totaling $1,000+ within 90 days of account opening and use promo code  on landing page
  • Earn $500 when you open a VIP All-Access checking account with direct deposits totaling $1,000+ within 90 days of account opening, deposit a balance of $25,000+ within 30 days, maintain a balance of $25,000+ for the remainder of the 90 days and use promo code  on landing page

The Fine Print

• Offer available when you open a new qualifying personal checking account, which is subject to approval. Current customers who have a Park personal checking are ineligible for this offer.
• New account may be opened online or in branch using the promotion code in this offer by the indicated expiration date.
• The promotional code must be entered at account opening and is good for one-time use.
• The bonus will not apply to your account if you do not enter or have the promotional code at account opening or if you enter the code incorrectly.
• We’ll confirm you met the requirements 90 days after account opening and will deposit the bonus in your new account within 15 days.
• To receive the bonus, the account must not be closed and/or restricted at time of payout. Bonus is considered income and may be reportable on IRS 1099-INT.
• Limit one bonus per customer. 
• To qualify to receive the $300 bonus, you must be a new personal checking account customer and your VIP Checking Account must (1) be open and in good standing and (2) have direct deposits totaling $1,000 or more made to the account within 90 days of opening. Direct deposit qualifier is met when a total of $1,000 or more monthly electronic payments, such as payroll deposits, government benefits and ACH deposits are posted to the account within 90 days of opening. Offer availability subject to change at any time, and without notice. For more information, please see a banker. 
• To qualify to receive the $500 bonus, you must be a new personal checking account customer and your VIP All-Access Checking Account must (1) be open and in good standing, (2) have direct deposits totaling $1,000 or more made to the account within 90 days of opening, (3) deposit a total of $25,000 or more within 30 days of opening the account and (4) maintain at least a $25,000 balance in the account for the remainder of the 90 days. Direct deposit qualifier is met when a total of $1000 or more monthly electronic payments, such as payroll deposits, government benefits and ACH deposits are posted to the account within 90 days of opening. Offer availability subject to change at any time, and without notice. For more information, please see a banker.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

VIP Checking ($300 Bonus)

This account has a $10 monthly fee that is waived if you do any of the following:

You can eliminate your service charge¹ with one of the following:

• $500 or more in qualifying direct deposits
• $1,000 or more monthly average available balance in this account³
• If you are 24 and under

VIP All-Access Checking ($500 Bonus)

This account has a $25 monthly fee that is waived with $25,000 or more on deposit with Park

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Not really worth considering the $500 bonus as you need to tie up $25,000 and the account doesn’t earn anything AFAIK. If you put that $25,000 into a 5% APY earning account you’d earn $300+. The $300 bonus is worth doing and we will add it to the best bank account bonuses. 

Hat tip to reader Dan

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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