Rakuten: Signup For SoFi Invest & Get $150/15,000 MR Points

Update 6/6/26: Available again. Hat tip to reader tamis

Update 5/23/26: Deal is back up to $150/15,000 on Rakuten. 

Update 5/4/26: Back up to $100/10,000. The only requirement is to fund the account $100 or more. (ht Shawn)

Update 1/6/26: Back up to $100/10,000. The only requirement is to fund the account $100 or more. 

Update 10/5/25: Back to $110/11,000

Update 9/7/25: Some people see $110/11,000 on Rakuten now. Personally I see $50.

The Offer

Direct Link to offer

• Swagbucks is offering 20,000 ($200) when signing up for a new SoFi Invest account and then depositing and trading $50

The Fine Print

• Must be a new user to SoFi Invest. Existing SoFi Invest and SoFi Crypto accounts are not eligible to earn SB.
• Must deposit and trade at least $50 to earn SB.
• SB will appear as Pending for 32 days.
• Must enter valid sign-up information, including social security & funding information to earn SB.
• Funds must stay in your account for a minimum of 30 days. Early withdrawal subject to SB award being revoked.

Our Verdict

We once saw a $75 bonus on SoFi Invest via referral link, though that one required $1,000 deposit. This is the simplest offer we’ve seen, and could be a nice bonus even for someone who doesn’t want to invest the funds as you can simply signup and do the deposit to get the $75 bonus.

I’d wait 32 days until the reward posts before pulling the funds out, but I don’t see any official requirement of such. The $75 probably won’t get reported on a form 1099, though legally you might have to self-report the bonus. We’ll add this to our list of Best Brokerage Bonuses.

If you’re new to Swagbucks, please read our review. You can also get a bonus of up to $13 by using a referral link.

• William’s Swagbucks referral Link
• Chuck’s Swagbucks referral Link

Post history:

• Update 7/7/25: $100/10,000 now via Rakuten.
• Update 4/16/25: $125/12,500 now via Rakuten.
• Update 3/18/25: $100/10,000 is again available on Rakuten
• Update 10/6/23: Now $175 That was banking not invest
• Update 9/29/23: This is now $100 or 10,000 Membership Rewards points with Rakuten (ht LikeaSumBoDi)
• Update 8/13/23: Back up to $200 now
• Update 3/22/23: Up to $150 now (still not the high $200 bonus)
• Update 2/1/23: Down to $100 now
• Update 1/31/23: Offer is back now, but it’s showing the lower $150 bonus now (at one point this was $200)(ht Mark)
• Update 11/4/22: Increased now from $150 to $200
• Update 9/29/22: Back again at $150
• Update 7/25/22: Bonus is now $150 (up from $121). Some people have had tracking issues with the checking offer so keep that in mind.
• Update 3/28/22: Increased to $121.50 on Swagbucks Revenue Universe or about $125 on MyPoints Revenue Universe. This one has a lower $50 deposit requirement, but does require a crypto trade (any amount). (ht Kris)
• Update 3/12/22: Increased to $100; Update 11/8/21: Has been reduced to $60.