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American Express Business Platinum

American Express Business Platinum 250,000-300,000 Points

Targeted offer, check incognito: signup for the American Express Business Platinum card and get 300,000 Membership Rewards points after you spend $20,000 in eligible purchases on your Card within the first 3 months of Card Membership

Offer at a glance

Maximum bonus300,000 points
AvailabilityNationwide
RequirementRead our review Fantastic deal especially if you can get the 300,000 point bonus.
Account typeCredit card
Annual feeNone listed
Difficultyeasy
ExpirationNo stated expiry
Community activity0 reports today

Update 7/13/26: The 300k offer is now the standard offer on the AmEx website and google search, etc. Again, this is for ‘up to 300,000’. In practice, you’ll see what they offer you after doing the initial submission step (no hard pull) and can then decide whether to proceed.

Update 6/14/26: Bumping this post since I’m now seeing 300,000 without issues in all browsers. Just go incognito to avoid cookie issues. YMMV, it might be area-dependent. Note: even if it shows ‘up to 300k’ for you, there’s a high likelihood that on the final screen before accepting they’ll offer you less.

Update 3/31/26: Got 300,000 point offer to show up first try in incognito mode. Hat tip to FM

Update 11/12/25: 300,000 point offer seems to be populating more often than before. 

The Offer

No direct link, try this link incognito and in a regular browser and see if it shows for you (try Chrome)

  • Signup for the American Express Business Platinum card and get 300,000 Membership Rewards points after you spend $20,000 in eligible purchases on your Card within the first 3 months of Card Membership.
  • Others are seeing 250,000.

Card Details

Full details on the revamped Business Platinum card can be found here. 

Our Verdict

I’ve seen more than one person claim to have seen the 300,000 offer out there. Many readers in the comments here are getting the 250k offer to show. Both of these are much better than the standard 200,000 offer.

Personally, I’ve been able to generate the 250,000 points offer multiple times by trying various browsers, incognito, mobile phone, etc. Unfortunately, I got hit with pop-up jail so I canceled the application. 

Community notes

305 reports & comments

Newest-first by default, because “is it still working?” matters most.

WH
wht4e3v3r#2425735

anybody tried spending the required $20k by opening CU checking accounts and funding them with the Amex? Some of those CU allow you to fund 5k or up to 10k. One would just need to open two or three of those to meet with the $20k. Just wondering if that can work.

CE
CE#2412521

Did AMEX change sign up bonus info to after hitting submit application? I did the preapproval, got preapproved, but was not told what the SUB was. Chatted agent and said have to hit submit to see.

FR
Frogger#2371801

Just apply anyway. If they want to give you the card they will ignore that

FR
Frogger#2371797

Yeah if you are already an Amex customer they don’t do a hard pull,

FR
Frogger#2371790

They are going to check your ssn.

DA
Danielito#2371712

Do they check for our SSN or EIN of the company? I filed bankruptcy with them in 2021

JA
Jao B#2371596

Just a few days ago my welcome offer was only 250k but today I logged in & saw I got the 300k Welcome Offer (No “Up to 300k” language)… Approved & Accepted!

TO
Tom#2367196

If the reflection were of a white guy, would you be asking if one of them is a white guy? Reflect on that.

TO
Tom#2367195

It’s catch as catch can. I cancelled my last Business Platinum about a year and a half ago. This offer HAS lifetime language and I should not be ineligible. I landed on the 300k offer page. Using the same business tax ID number, I was granted a 150k offer and was approved. So “might not be eligible” seems highly variable. But, you never get a hit if you don’t swing the bat. Best of luck.

WI
William Charles#2366822

What are you talking about lol

RJ
rj123456#2366692

As soon as they identify you the 300K drops.

BR
BrMa#2366638

Water, sewer, electricity, natural gas, garbage, or any other utilities you have. My utilities allow me to over pay, so I can essentially have three or four months of usual bills sitting on my account as a credit that rolls off monthly. Check with your local utility before doing this.

JA
jay Michaels#2366432

Can you qualify for this offer on a new EIN or is the lifetime offer limit based on one’s personal SS#?

SA
Samuel L Jackson#2366403

Why is the reflection on the Plat card a black guy? Are one of you guys black?

JO
John#2366229

You are part of the problem by taking it

TE
Terry#2366193

As high as usually means a lot lower at least from what I’ve seen.

BR
Brendan🔗#2366172

Gift cards definitely won’t work, most bank bonuses probably won’t work, so the easy stuff with no premium attached is out. You can always use plastiq. It’s not MS but it opens up an option to pay rent/mortgage, contractors, and certain bills CC.

00
007#2366097

Yes AmEx only doesn’t count towards minimum spend

BI
Billy Bob#2366065

500 – System Error. Maybe because I am in Asia.

AV
avsterbone#2365958

Is this Amex only? Worked for my CSR a couple weeks ago.

00
007#2365942

Not anymore doesn’t count towards msr now

MA
Matt#2365915

Got 150k and decided to just take it. I had a ton of MR and so will get a lot of use from the 35% rebate as well as the FHR credits, so decided to just bite the bullet. Now if a 300k NLL offer comes back around soon and I get screwed by 1/90, I will be really sad!

MA
Mark#2365885

It’s probably just auto-correct like when a priest and a rabbit walk into a bar.

RE
Reddit hates me#2365879

Was able to get 300k with BBTv2

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