Offer at a glance
- Maximum bonus amount: $330
- Availability: Must live, work, worship or attend school in Washington state
- Direct deposit required: Yes, two. Each greater than $330. Not strict though as any ACH transfer should count
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $500
- Monthly fees: None
- Early account termination fee: 90 days, bonus forfeit
- Household limit: None
- Expiration date: None listed
The Offer
- Kitsap Credit Union is offering a $330 bonus when you open a new checking account and complete the following requirements:
- Use promo code 330peak
- Enroll in eStatements
- receive two separate qualifying ACH direct deposits, each greater than $330
The Fine Print
- Offer valid for Peak Accounts opened online between July 1, 2026 and August 31, 2026 using promo code prefix: 330 (e.g., ‘330’ or ‘330peak’). To receive the $330 promotional credit, you must complete both of the following requirements within 90 calendar days of account opening: enroll in e-statements and receive two separate qualifying ACH direct deposits, each greater than $330, to the Peak Account. ACH direct deposit excludes account funding deposits, internal transfers, or transactions conducted through Account-to-Account (A2A) and Person-to-Person (P2P) transfer services such as Zelle, CashApp, PayPal, or Venmo.
- If requirements are met, promotional credit will be deposited to your primary savings account associated with the Peak Account within 30 business days after completion of the requirements.
- Not valid for current, recently closed (within 12 months), or Peak Accounts that previously received a promotional credit. Limit one current Peak promotional credit per primary member. Account must be in good standing; accounts closed within 90 days of account opening may forfeit promotional credit.
- Promotional credit may be reported to IRS and you are responsible for any applicable taxes.
- Limited time offer subject to change or end at any time.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
Account must be in good standing; accounts closed within 90 days of account opening may forfeit promotional credit
Our Verdict
Much better than the previous $150 bonus. Definitely worth doing if you are eligible and will be added to the best state specific bank bonuses.
Hat tip to reader Bonusvault & Kyle
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Calculate And Share Your ChexSystems Datapoints
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
What did you specify as the promo code when opening the account? Last I checked it still doesn’t give an option to select 330peak
Did two ACH transfers from Fidelity in July and still no bonus. Going to try real DD this month I guess.
povertyjetset Alex🔗 can you confirm your letters stated you were denied due to chex? Chex numbers would also be helpful if you have them.
Living in WA and got rejected 1 day after application. Called and they said there will be a paper mail in 5-7 business days to explain the reason.
Same. lol Some of these credit unions don’t even seem real.
In the same boat. Applied 7/17 without ID upload, 7/24 got an email saying I have to attach my ID to the email and reply, I responded the same day with ID. No response at all, sent another email asking about the status of my application and a message on the application page (someone had the link here) on 8/4 but still no response at all. Now the link here doesn’t even get me to the application page. I don’t know if I’m denied or what’s going on with my app.
Anyone actually get approved for this? Currently living in WA, both P1 and P2 applied and app just said pending forever. Sent message under application review link with no reply. Probably try calling this week.
Anyone in neighboring states.. Idaho, Oregon.. have success in opening? tia
The online promo code selection was still broken for me as of July 20 so I went ahead and applied anyway. Today I finalized the application over the phone (might have been necessary due to a problem with my initial funding, otherwise it might have opened automatically). After I logged in and asked a chat agent to apply the code and was told there was no way they could do that. I called and was routed to a specialist who said they will need to create a case to have it added since the account is already open, but that it should ultimately be honored. Lesson learned: have the phone agent apply the code before finalizing the account opening if possible.
Yes. I assume it was either due to Chex or being OOS.
7/23 Still haven’t fixed the promo code add-on. Select Yes you have a promo code but the drop down only has 4 unrelated entries. Applied in state, got pending, and will contact for manual addition. Will follow-up on app result but gut tells me no-go.
your chex was unfrozen?
Applied last week, OOS applicant. Status checker online remained ‘Referred’ so I called in today to check the status. Spoke to someone in the application process dept and they say they are denying me because I don’t live/work/worship in the area. I referenced FFA as a qualifying eligibility option in the application (which I chose), but agent denied the CU was associated with the FFA and that eligibility is only through geographic means. I’m guessing Lord Imhotep got an extremely lenient agent or got in before the DoC application effect.
Declined (No reason given).
Thank you so much for posting this! I was also declined without any notice from them (and they did call me and I spoke with them nearly a week ago). I have a feeling they’re a bit overwhelmed with OOS applications, so probably not much luck for those of us who aren’t in the area.
Radio silence sadly
Dealgamer any word from them?
I unfroze Experian last week, but now they are asking for Chex too. My Chex is lol/24.
Previously had a Kitsap membership in 2024 and received bonus Applied 7/10 and application went pending; status in application portal was “Referred” A few days later, application switched to “Pending” but didn’t receive any messages or calls from Kitsap Called on 7/17 to get an update: agent informed me they couldn’t move forward with offering me a membership but couldn’t provide a specific reason, told me I would receive a letter in the coming days with more info
Maybe Monday.
FYI, you can check your application status here: https://app.consumer.meridianlink.com/cu/ViewSubmittedLoans.aspx?enc=Kw21Wblm1yxpjJabdoZaD5OB_JXsr4jXR5CMmH8JCyrn8ULCQLgVNqgiiF7Fkt2DfxlJY6PUhXYA75czSdPg-Q I was declined and they never reached out. I just found out through that page.
Submitted application (I’m OOS and not even on the same coast). Received the voicemail asking to call them because they have a few questions. Banker was perfectly friendly and just asked a few questions to confirm my identity and asked how I heard about them. Said I’d hear back shortly. Will update if I get approved/rejected, but just wanted to let everyone know the phone call was nothing (and there was no mention of Chex, and mine is high).
I did. It said they would reach out, nothing yet
Dealgamer Did you pull the trigger?
Hmm.. good point.. will think over it 😬
Maybe Super Pirate formerly SP 🔗 can open the membership over the phone, and then apply for the Peak Account online afterwards?
That is what I was thinking. Make it as painful as possible despite nothing technically being wrong with the application. I just don’t understand why it matters all that much. If the account doesn’t look fraudulent or shady and meets the qualifications put forth I’d just approve it and move on. It almost feels to me like the white knight syndrome. Leave the bank alone!
All US Bank CC can be tricky for bank funding from what I’ve seen.
Nice. Good day for you 😀 Enjoy and thanks for helping us.
Yeah, no benefit of waiting if you can get the code applied this way or the other. Waiting could decrease the chances with DoC effect taking over. OOS gates might get closed or might be in the process already 🙂