Update 9/12/26: Seems to be in branch only now. Valid until 10/31/26. Hat tip to reader Jenny
Possibly in branch only now?
Update 8/5/26: Deal is back but for $300 (was $400). Requires $1,000 direct deposit (was $500) and 20 debit card purchases (was 0)
Update 9/21/23: Deal is back and now $400 instead of $250.
Offer at a glance
- Maximum bonus amount: $250
- Availability: WV, PA, OH, IN, KY, MD
- Direct deposit required: Two direct deposits totaling $2,000+
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Unknown, sensitive
- Credit card funding: Up to $500
- Monthly fees: $6, avoidable
- Early account termination fee: $25, 90 days
- Household limit: None listed
- Expiration date: None listed
The Offer
- Wesbanco is offering a $400 bonus when you open a new WesBanco One account and complete the following requirements:
- Direct deposit of $1,000+ within 60 days
- Complete 20 debit card point of sale transactions with your WesBanco VISA debit card in the same time period.
The Fine Print
- Customers with a current checking account are not eligible for the bonus.
- Make payroll or government benefit direct deposits totaling at least $500.
- All qualifying activity must occur and post to the account within 60 days of account opening.
- Bonus will be credited to your account within 7 business days of meeting the qualifying activity.
- Bonus may not be used in combination with other offers, offer is subject to change without notice and limited to one per account.
- No bonus will be paid if the account is closed or is in overdraft at the time the bonus is to be credited. Businesses and WesBanco employees are not eligible for bonus.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
$6 monthly maintenance fee is WAIVED when customer chooses to receive an electronic statement OR maintains a $500 minimum daily balance.
Early Account Termination Fee
There is a $25 fee if the account is closed within 90 days.
Our Verdict
Previously this was a $350 bonus, but targeted. Looks to be publicly available this time. Worth doing if you live in an eligible area. We will add this to our best bank bonus page.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times








Please find the link!
Yes please, appreciate it
I did this one in branch years ago. I remember them grilling me about my Chex score, which wasn’t even that bad at the time. Looks like they are still very Chex sensitive.
Road trip!
Do they require an unfrozen Chex when applying in-branch?
William Charles Looks like in branch only now. Trying to add the promo code to the online app didn’t work. “Please provide a valid promo code.”
Anyone know what the cool down period is for bonus’ with Wes Banco?
DP – Bonus-earning and account-closing data points: – 7/3/2023 – Account (One Checking) opened online – 7/7/2023 – $520 transferred in from Fidelity – 11/14/2023 – $250 bonus deposited into account – 6/28/2024 – Balance transferred out – 7/2/2024 – Account closed (via phone).
Got that here: https://www.doctorofcredit.com/wv-pa-oh-in-ky-in-branch-only-wesbanco-500-business-checking-bonus/
$500 offer for biz accounts: https://www.wesbanco.com/compare-business-promo500/ cc William Charles Chuck
Was told promotion didn’t exceed the $600 1099-MISC threshold. Therefore, no 1099 would be sent. Others here concur?
No tax form at the moment either….
yea also wondering if anyone got a tax form from the bonus ($400) that was posted last Nov….thanks!
Did anyone get a 1099 form from them? I messaged them and they told me that “ We did not send you any tax forms due to the accounts not hitting the $10.00 limit for the 1099?s to be sent ” and when the bonus was given to me, it just says “credit memo”. Does this mean I don’t have to put this in my taxes?
I am glad I am not the only one that missed it. I went in and pretended like I was applying again and the place to enter the Promo code is hiding on the right side of the screen and does not even show up into part of the way through the application. All other application info entered is on the left side. I told Wesbanco this seemed intentional to avoid giving out the bonus.
Chuck Dead and gone
Same here for p1 and p2. Opened 10/19 & 10/26
Dead, needs to be marked Expired. @chuck
Same here. I’m not dropping it. I’ve been messaging and calling. Phone rep told me “tons” of people had this problem. Considering CFPB, may not work but will at least give them a taste of the headache they’ve given me.
Same thing happened to me. I for sure entered the code and the claimed I didn’t
Bonus must be over, link not working as of 12/19
I messaged them and they told me that the promo wasn’t applied at time of application but since promo ended in Dec 1st they are not able to apply it.
Account opened 9/28/23 Real DD 10/23/23 Bonus 11/24/23 – but I messaged them about it. “The promotional code was not added at the time of account opening. We have manually entered the promo code for you.” – nice of them but I’m sure I entered the code. Anyway, it’s there.
Account opened 11/13 Real DD: 11/30 No bonus yet
My Chex got pulled.
Dies anyone know how to close this account? Is not on the list.
You could check on Chexsystems website and create a log in account. If you have been out of the game for a while that might be the case for approval for this one. They seem to be very sensitive from posts and my experience.
What was you Chex history?
The offer is dead now
Account opened: 10/21 Real DD: 10/31 Bonus deposited: 11/1 Faster bonus posting ever!