American Express Business Gold 200,000 Points

Update 7/14/26: The 200k offer is now the standard offer on the AmEx website and google search, etc. To reiterate: this is for ‘up to 200,000’. In practice, you’ll see what they offer you after doing the initial submission step (no hard pull) and can then decide whether to proceed.

Update 7/30/25: Showing frequently again for me. I’ve reopened the referral thread for sharing your links, do not share if you’ve already shared your link and do not share your links in the comments below. 

Update 10/21/24: This is reliably showing via referral links again (at least for me). We’ve created a dedicated thread to share your referrals in (click here) do not share your referrals in the comments below.

The Offer

Check AmEx referral links to see if you can get this offer to show:

• American Express is offering 200,000 points after $15,000 in spend on the American Express Business Gold card.

The card also has a 0% intro APR for 6 months.

Card Details

• $375 annual fee, not waived first year.
• $240 flexible business credit. Up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores
• $12.95 monthly Walmart+ credit.
• Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S
  • U.S. purchases at restaurants
  • U.S. purchases for advertising in select media
  • U.S. purchases at gas stations
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
• 3x points on AmEx Travel

Our Verdict

This is an amazing offer if you can get it to show. People are talking about certain referral links being 200k, but in reality I think it might depend more on the user who use opens the link (depending on location, etc).

No referral links or sharing in the comments below.

Hat tip to reader Jess and to DDG