[Expired] 316 Financial $100 Checking Bonus

Update 1/12/26: Deal is back until April 15, 2026. Requires a $1,000 direct deposit now instead of $750+. Hat tip to reader Avi

Offer at a glance

• Maximum bonus amount: $100
• Availability: Nationwide
• Direct deposit required: Yes, $1,000+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Yes
• Credit card funding: No
• Monthly fees: None 
• Early account termination fee: None 
• Household limit: None 
• Expiration date: November 28,2025

The Offer

Direct link to offer

• 316 Financial is offering a $100 bonus when you open a new checking account and complete the following requirements: 
  • Use promo code RELEVANT2026
  •  Set up direct deposits totaling $1,000 or more within 60 days

The Fine Print

• Bonus will post by February 26, 2026
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee. 

Early Account Termination Fee

I didn’t see any mention of an EATF in the fee schedule. 

Our Verdict

This is a division of Primis bank that also offers a $100 business checking account. They recently had a $100 offer with no direct deposit required but that was pulled early likely due to popularity. I think this deal will be a lot less popular as a direct deposit is required and we don’t have any datapoints on what works. Still we will add this to our best bank bonus page as I doubt we will see any better bonus soon. 

Hat tip to reader Paul

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