[AR, TN] First National Bank $200-$500 Checking Bonus

Offer at a glance

• Maximum bonus amount: $200-$500
• Availability: AR, TN
• Direct deposit required: Unknown
• Additional requirements: See below
• Hard/soft pull: Unknown 
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None 
• Early account termination fee: Unknown 
• Household limit: None 
• Expiration date: None listed

The Offer

Direct link to offer

• First National Bank is offering two bonuses:
  • $200 when you open a new checking account and set up a direct deposit (no minimum mentioned) 
  • up to $500 when you open a new checking account and CD 
    • Deposit $25,000 to $49,999 and get $200
    • Deposit $50,000 to $99,999 and get $350
    • Deposit $100,000 and up and get $500

The Fine Print

• Welcome to One promotion valid at all locations.
• Offer valid as of 6/22/2026.
• Limit one per customer.
• Must be funded from outside First National Bank accounts.
• Customers must have no previous checking account relationship with First National Bank. Account evaluated and reward paid after 90 days.
• At the end of 90 day period: Accounts must be active with positive account balances, and in good standing.
• Subject to bank review and approval. Reward is subject to taxes.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

You 1st Checking has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF. 

Our Verdict

Not sure if the CD offer has any deposit length required. 

Hat tip to reader ShawntheShawn

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