[Expired] Bank Of America Cash Rewards – $200 Sign Up Bonus – Back Again

Reposting because reader Kyle found a link for all teams again.

The Offer

Direct link to offer

• Receive a signup bonus of $200 when you spend at least $500 within the first 90 days of account opening on the Bank of America Cash Rewards Co-Branded Cards

Card Details

• No annual fee
• Card earns at the following rate:
  • 1% cash back on purchases
  • 2% at grocery stores*
  • 3% on gas*
• 10% customer bonus when you redeem into a Bank of America checking account

*for the first $2,500 in combined grocery store and gas purchases each quarter

Picking A Partner

You can choose which team to pick and that one will show up on your card. The main reason you might care is because the affinity partner receives payment for card sign up’s and spend. Other than that, they are all the exact same.

See Everything You Ever Wanted To Know About Credit Card Partners (How Much They Make & More) for more information on affinity partners.

Our Verdict

This offer is back again; it was up not long ago, but it was pulled recently and people were asking about it. Luckily, a new link was found by Reddit member platgold.

The standard offer on this card is $100 after $500 in spend and it also has gone up to $175. It’s not the best cash credit card sign up bonus, but it’s one of the better options. Another good thing is that Bank of America combines multiple applications into a single hard inquiry, you might want to consider the 30,000 mile + $100 bonus on the Alaska Airlines card. It’s also possible to eventually downgrade this card to a better balance rewards card and earn up to $120 per year, but this has been getting harder and harder to do in recent times.

Also bear in mind that if you have a BofA checking account, the signup bonus is actually $220 since you get a 10% relationship bonus.

Before applying/asking questions, you might want to read this list of 20 Things Everybody Should Know About Bank of America Credit Cards.