Chime has launched a new program called ‘Chime Prime‘ to select members (full rollout in Spring 2026). To be eligible you need to receive qualifying direct deposits totaling at least $3,000 per month.
Benefits
- Increased rate of 3.75% APY on the high yield savings rate.
- Complimentary Priority Pass membership with two free visits per year (two complimentary visits is under the F.A.Q at the end ‘Are Chime Prime perks only for travelers’)
Credit Card
One of the benefits of Chime Prime is access to 5% categories on the Chime card. Categories to choose from include:
- Grocery stores
- Gas
- Restaurants
- Monthly bills
- Taxi and rideshare
- Travel
You can spend up to $1,500 per month on these categories.
Our Verdict
3.75% savings rate is pointless as others offer much better rates currently. Obviously earning 5% back on those categories and the priority pass visits can be useful. Meeting the direct deposit requirement shouldn’t be difficult for most people. Chime normally has bonuses for signing up as well, just keep in mind this isn’t available to everybody yet. Also keep in mind this is a secured credit card.
Hat tip to reader Dealgamer
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