[Expired] Citizens Bank $200 Checking Bonus [Targeted, Moving Packs, CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT]

Bonus has expired, click here for the best checking account bonuses.

Reposting because offer is appearing in moving packs again. This time with an expiry of January 31st, 2018

This is a targeted offer by reader Eric found it in a USPS moving packet. You can also get it by following these instructions.

• Maximum bonus amount: $200
• Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
• Direct deposit required: Yes, $500+
• Additional requirements: None
• Hard/soft pull: Soft pull as long as you opt out of over draft protecton.
• Credit card funding: Up to $1,000, Visa & MasterCard only (most likely cash advance due to have to opening in branch)
• Monthly fees: $9.99, waive-able
• Early account termination fee: None
• Household limit: None mentioned
• Expiration date: October 31st, 2017 January 31st, 2018

The Offer

Direct link to offer (requires unique promo code)

• Open a new Citizens Bank One Checking account and receive a bonus of $200 when you complete the following requirements:
  • Make a single direct deposit of $500 or more within 60 days

The Fine Print

• Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

No Early Account Termination Fee

As far as I know there is no early account termination fee.

One Deposit Checking Account $9.95 Monthly Fee ($150 Bonus)

• $9.99 fee is waived with any deposit (according to this comment they really do many any deposit, even a transfer from another Citizens Bank account will trigger this)

Our Verdict

This is better than the normal $150 bonuses they sometimes offer and better than the other targeted offer for $150/$400 as the $400 offer isn’t worth considering. Always worth checking those moving packets to see what offers they have available. Because it’s targeted this won’t be going to our list of the best checking account bonuses.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications