[Expired] Current $200 Referral Checking Bonus + Portal

Update 9/20/26: Bonus now $200 for some, still marking this as expired (see below why)

Now requires a $2,000 direct deposit as well

Guys, please stop making comments that indicate you have a $175/$150 link. The comments on the referral page have been closed for a reason. I understand you want to get money from referrals but this sort of behavior needs to stop or we will simply stop letting people have their website attached to their name and possibly stop referrals all together.

People often complain about bloggers pushing their affiliate links, but some of you are no better. I shouldn’t need to treat you like children.

Showing as $75 now for everybody, will update the post if that changes. 

Update 12/2/25: $175 referral offer available again. Opened a new page to share yours.

Update 11/4/25: Available again, this time top referral bonus is $175 instead of $150. 

Update 9/16/25: Available again 

Offer at a glance

• Maximum bonus amount: $150 + portal
• Availability: Nationwide
• Direct deposit required: Yes, $200+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: No
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: 9/1/25

The Offer

Direct link to offer (this is where you can find and share your referral links)

• Current is offering a referral bonus. Person being referred is offered $150 (some links are for less, so becareful) and the person referring receives $150/$100. 
  • Use referral code before setting up a direct deposit
  • Receive an eligible payroll deposit of $200+ within 45 days
• Can possibly be stacked with a shopping portal. Open via shopping portal → once account is open, in the Current app go to Account → Rewards → Add Code → enter referral code → app confirms code applied. Best portal rates here. 

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee anymore

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee.

Our Verdict

Please do not share your referrals in the comments below, you can share them in this linked thread instead. Bonus has been higher in the past. I do think this is worth doing, especially if you know the person who’s link you’re using. We will add this to our list of the best bank account bonuses. 

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times