[LA, MS, FL, AL, TX] Hancock Whitney $500 Business Checking

Update 8/25/26: Extended to 2/28/27

Update 6/6/26: New $500 business checking bonus. Hat tip to reader Jimmy Johns. 

Offer at a glance

• Maximum bonus amount: $500
• Availability: LA, MS, FL, AL, TX
• Direct deposit required: No
• Additional requirements: See below. 
• Hard/soft pull: Soft
• ChexSystems: No
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: $25, 360 days and bonus forfeit 180 days
• Household limit: None 
• Expiration date: 7/31/26

The Offer

Direct link to offer

• Hancock Whitney is offering a $500 bonus when you open a new business checking account in branch and complete the following requirements:
  • Use promo code 2034SBCK26
  • Set up and make $5,000 or more in deposits within 30 days of opening and maintain a minimum daily balance of $5,000 or more for 60 days

The Fine Print

• $500 Business Checking Offer Requirements: Use the required promo code provided when opening a new Preferred Business Checking, Interest Business Checking, or Essential Business Checking account with new money not currently held by Hancock Whitney Bank before this offer expires on 7/31/2026. To meet requirements, you must enroll in online banking and make at least $5,000 in qualifying deposits within the first 30 days from opening your business checking account. You must continue to maintain the $5,000 or more balance for the next 60 days to receive the payout. If you meet the 90-day Requirements the Offer Payout will be deposited into your Business Checking Account within 45 days. 
• This offer is available to new-to-bank or existing Hancock Whitney checking clients who currently do not have a business or commercial checking account; have not closed a business or commercial checking account in the past 90 days; or did not have a checking account closed with a negative balance in the past three (3) years.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Essential checking has no monthly fees to worry about. 

Early Account Termination Fee

Bonus deducted if closed within 180 days, $20 fee if closed within 360 days. 

Our Verdict

Last business bonus I remember from them was $400 but that was back in 2017 (highly possible I missed some in between). Requirements aren’t the worst but having to open in branch does kill a lot more time in my experience. Debatable if it’s worth it for $200 but will depend on your circumstances. Will still add to our best business checking bonuses. 

Hat tip to reader ShawntheShawn

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