Update 8/9/26: Deal is back until 12/31/2026.
Offer at a glance
- Maximum bonus amount: $250
- Availability: MO and KS, in branch only. Branch locations here. KC Metro area only
- Direct deposit required: Yes, no minimum
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: $25, 90 days
- Household limit: None listed
- Expiration date: 7/31/26
The Offer
- OMB Bank is offering a $250 bonus when you open a new high interest checking account and complete the following requirements:
- Receive a direct deposit within 90 days (no minimum)
The Fine Print
- ^Offer valid for new OMB Bank checking customers only. To qualify for $250 bonus, customer must open a new OMB High Interest Checking account in person (not available online) between 4/1/26 and 7/31/26, establish and receive at least 1 (one) monthly qualifying direct deposit within the first 90 days following account opening, and maintain the account in good standing ($0.01 minimum balance required) through the 90th day.
- A qualifying direct deposit is an electronic deposit of regular recurring income (such as salary, wages, pension or government benefits) made through the Automated Clearing House (ACH) network.
- Transfers between accounts, mobile deposits, ATM deposits and person-to-person payments do not qualify.
- The $250 bonus will be credited to the qualifying account within 30 (thirty) days after all requirements are met.
- Bonus may be reported as interest to the IRS on Form 1099-INT.
- Account must not be closed or restricted at the time of bonus payment. Limit one bonus per household.
- Offer not available to existing OMB Bank checking customers or those who have closed a checking account within the past 12 (twelve) months.
- Offer cannot be combined with other retail promotions and may be withdrawn at any time. Fees may reduce earnings.
- Other restrictions may apply.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees.
Early Account Termination Fee
$25 if closed within 90 days according to fee schedule.
Our Verdict
If anybody goes for this please share your experiences in the comments below, you should be able to ask if they do a hard pull before applying.
Hat tip to reader snailrock
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
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