[NY] Sidney Federal Credit Union $250 Checking Bonus

Offer at a glance

• Maximum bonus amount: $250
• Availability: Select New York counties and towns listed here. 
• Direct deposit required: Yes, $2,500+
• Additional requirements: eStatements & 15 debit card purchases
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: None listed
• Household limit: none listed
• Expiration date: None listed

The Offer

Direct link to offer

• Sidney Federal Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
  • Receive $2,500+ a month in direct deposits
  • Be enrolled in eStatements
  • Make 15 debit card purchases per month 

The Fine Print

• $250 account opening credit is available for eligible accounts opened between 8/1 – 10/31/2026.
• The credit will be deposited into your Boost Checking account on the first day of the month following the month in which all three qualifying requirements have been met.
• If qualifications are not met within sixty (60) days, no bonus is paid.
• Qualifications are as follows: (1) 15+ debit card purchases with SFCU debit card, (2) enrollment in eStatements and (3) at least $2,500/month in direct deposits to your Boost checking account.
• No minimum balance or monthly fee; other fees may reduce earnings.
• Limit one (1) Boost Checking account per account number.
• New checking accounts only.
• Converting an existing account does not qualify.
• Statement cycle ends the last day of each month.
• No transaction rollovers.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees, they do charge a $10 per month inactive fee if there are no transactions within 12 months 

Early Account Termination Fee

According to the fee schedule there is no EATF. 

Our Verdict

Bonus seems easy, if anybody goes for it please share your experiences in the comments below. 

Hat tip to reader ShawntheShawn

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