DOC Compass — Offers, decoded

Update 10/2/26: Has been extended through 1/15/27, still every Wednesday. Main difference is you now have to use a OnePay card (OnePay debit or Builder Card). This is the debit card so you’ll need to add funds first. Full terms:

Bonus Term: 10/07/2026 – 01/15/2027. Each Wednesday (from 12:00 AM-11:59 PM Pacific Time) during the Bonus Term, purchases of gas made only with an eligible OnePay debit or Builder Card using a OnePay Reward gas offer (Gas Offer) can earn $1 cash back per gallon, subject to the limitations of the Gas Offer used (e.g. spend caps or gallon caps). Only purchases made on a Wednesday qualify for this Bonus. The $1 cash back per gallon is the total amount earned on a qualifying purchase. It replaces, and is not in addition to, the cash back amount stated in the OnePay app for the Gas Offer used. Purchases made with a OnePay CashRewards Card or third-party cards linked in the OnePay Wallet are not eligible for this Bonus. Gas Offers are not available in New Jersey or Wisconsin. Caps vary by Gas Offer and details can be found in the OnePay app. This Bonus may be modified or canceled at any time, with or without notice.

Has been extended through 9/30/26 now, still every Wednesday.

The Offer

Direct link to offer

OnePay is offering $1 cashback per gallon purchased every Wednesday through 9/15/26

The Fine Print

Bonus Term: 05/27/2026 – 09/15/2026. Each Wednesday (from 12:00 AM–11:59 PM Pacific Time) during the Bonus Term, purchases of gas using a OnePay Reward gas offer (“Gas Offer”) can earn $1 cash back per gallon, subject to the limitations of the Gas Offer used (e.g. spend caps or gallon caps).
Only purchases made on a Wednesday qualify for this Bonus.
The $1 cash back through this Bonus is in addition to any cash back amount stated in the OnePay app for the Gas Offer used and any cash back earned by customers who have selected Gas as their monthly cash back category.
Gas Offers are not available in New Jersey or Wisconsin.
Cash back amounts and caps vary by Gas Offer and details can be found in the OnePay app.
This Bonus may be modified or canceled at any time, with or without notice.
Making a purchase through a Gas Offer with a OnePay CashRewards Card or third-party cards linked in the OnePay Wallet require use of the physical card.
Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay deposit account or other available options. See OnePay Rewards Terms at link in bio.

Our Verdict

The gas station needs to appear in the OnePay app and $1 is the minimum, seems like that is in addition to whatever you’d normally earn. Think this just uses the Upside backend white labeled so there should be plenty of gas station options.

Doesn’t seem like you need to use a OnePay card either, as terms say you can have another card linked from your OnePay wallet. I won’t be surprised if this gets pulled early.

You can find more ways to save on fuel in this linked post. Some of the best options currently:

F.A.Q’s

Do I need the OnePay Credit Card To Be Eligible?

No. Terms state:

Additionally, for all cards other than Deposit Account debit cards and builder cards, OnePay Points can only be earned through an Upside Offer when using the physical version of the card to make a purchase. For OnePay debit cards and builder cards, OnePay Points can be earned using either the virtual card or physical card to make a purchase. OnePay Points earned through Upside Offers will be provided within 2-10 business days following settlement of the applicable transaction.

So it seems like as long as you’ve added a card to your OnePay wallet and then use that physical card you’ll trigger the offer (confirmation here) Can get a referral bonus when signing up or a targeted bonus, more information here.