[TN only] Old Hickory Credit Union $250 Checking Bonus, Direct Deposit Not Required

Update 10/3/26: Bonus is back but for $250 this time (was $150). Hat tip to reader Bockrr

Offer at a glance

• Maximum bonus amount: $250
• Availability: TN only
• Direct deposit required: None. says ACH credit or ACH payment will work
• Additional requirements: None
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: December 31, 2026 December 31, 2021

The Offer

Direct link to offer

• Old Hickory Bank is offering a bonus of $150 when you open a new Kasa checking account and meet the requirements for three months
  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking or OHCUGO mobile app

The Fine Print

• $250 New Member Offer:
• Offer available October 1 through December 31, 2026.
• New members who open any eligible Kasasa® account during the promotional period and meet the required qualifications the first 3 months will earn a $250 bonus.
• Membership eligibility requirements apply.
• Limit one $250 incentive per qualifying new member.
• Account must remain open and in good standing. Bonus may be reported as income and is subject to applicable tax reporting requirements.
• Additional terms and conditions may apply.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee on this account.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.

Our Verdict

Hilarious that they are using AI without checking anything ‘I’d use this section to briefly highlight the actual Kasasa account options/benefits once the team confirms which accounts are included. That gives us a chance to sell the product rather than making the entire campaign about $250.’

Previously they have offered a $250 bonus, but that required a direct deposit. Unfortunately it’s a hard pull as well. If you’ve already done all of the better bonuses then this could be worth doing, so we will add it to the best bank bonus page.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times