[WA only] WSECU $500 Checking Bonus

Update 7/18/26: New link here for $500 bonus. Hat tip to reader Theo

Offer at a glance

• Maximum bonus amount: $300
• Availability: Membership open to anyone who lives, works, or worships in WA, or related to someone who’s eligible for membership, or CWU, Evergreen, UW or WSU student.
• Direct deposit required: Yes, $1,000+
• Additional requirements: Use promo code and 15 debit card transactions
• Hard/soft pull: Soft pull
• ChexSystems: Unknown, sensitive
• Credit card funding:Up to $1,000
• Monthly fees: None 
• Early account termination fee: Unknown 
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• WSECU is offering a $500 checking bonus when you open a new cash back checking account and complete the following requirements:
  • Receive $1,000/month in direct deposits.
  • Swipe your debit card 25 times in the first 90 days

The Fine Print

• Eligibility restrictions:

  • Offer available to new WSECU members who open a Cash Back Checking account within 14 days of becoming a member.
  • Existing WSECU members, or those who closed a WSECU checking account within the last 24 months, are not eligible.
  • Limit one bonus per member.
  • Offer cannot be combined with other promotions.
  • Offer may be modified or withdrawn at any time without notice
  • All accounts must be in good standing in accordance with our Consumer Account Agreement to receive the bonus.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about. 

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF or not.

Our Verdict

Sadly looks like they are very Chexsystems sensitive so I suspect most readers won’t get approved. Good bonus and worth doing if you can though and will be added to the best bank bonus page with a ChexSystems warning. 

Hat tip to reader BonusVault

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• PSA: Don’t Call The Bank
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