Deal has ended, view more bank account bonuses by clicking here.
Update 7/9/26: Deal is back with code CCB. Valid until 8/4/26. Hat tip to snailrock
Update 4/4/26: Died for a few days but seems to be available again until June 7, 2026. Again I’d sign up ASAP to avoid missing out.
Update 4/1/26: Deal is back but hold period is now 150 days instead of 90. I still think this probably gets pulled early like last time so do it ASAP. Terms now say ‘Customer must not have an existing or prior account with Primis Bank or any of its divisions, including 316 Financial’
Offer at a glance
- Maximum bonus amount:
- Availability: Nationwide
- Direct deposit required: None
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Yes, mixed dp on being sensitive
- Credit card funding: No
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: April 30, 2026
The Offer
- 316 Financial is offering a $250 bonus when you open a new savings account and complete the following requirements:
- Use promo code CCB
- Maintain a balance of at least $5,000 in your account for 150 days
The Fine Print
- Open a new 316 Savings account and maintain an average daily balance of $5000 or more for 90 consecutive days, and you’ll receive a $250 savings bonus.
- Accounts opened between February 1, 2026, and April 30, 2026, qualify.
- Bonus paid within 30 days after the 90-day balance requirement is met in the following statement cycle.
- Promotional offer available to new customers only. Limit one promotional bonus per person and per account. Customers who have previously received a promotional bonus from 316 Financial are not eligible for this offer.
- Account must be opened using the promotional code at the time of application and remain open and in good standing to receive the bonus.
- If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Early Account Termination Fee
Our Verdict
Account also earns 4.05% APY and this is competitive with basic savings rates. Unfortunately doesn’t seem like you will be eligible if you’ve done the previous 316 financial checking bonuses. This is a division of Primis bank. I can definitely see this being pulled early so if you’re interested I’d recommend signing up ASAP. Will be added to our best bank account bonus page.
Hat tip to reader snailrock
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
F.A.Q’s
Can you churn this account?
No, terms state ‘Promotional offer available to new customers only. Customer must not have an existing or prior account with Primis Bank or any of its divisions, including 316 Financial. Limit one promotional bonus per person and per account. Customers who have previously received a promotional bonus from Primis Bank or any of its divisions are not eligible for this offer.’
You can find churnable bank account bonuses here.
Opened 4/4 no bonus will email
04/04/26 – Opened Account 04/09/26 – $5,000 transfer 09/12/26 – $250 Bonus
Surprisingly, I got all $20K+ back in Barclays on late evening Friday, 9/11. I unlinked all external accounts and withdrawing all funds except the $5K for this bonus.
KBO I am dealing with something similar.. Around August 20th, I pulled 16k via 316 from my WF biz checking account.. I waited a few days then closed my WF account. Then after a few days, it reversed.. WF informed that 316 initiated 2 pulls for the 16k so they reversed one of them but the other was successfully sent. I got the ACH tracking numbers and sent them to 316 and have been waiting since then.. They are so vague with their responses and they only escalate via email. I had thought about using 316 as a hub account but definitely won’t moving forward. Please update when you get your money back and i’ll do the same.
250 bonus, ~75 interest. Payout 12th as others. Opened Easter. Uzi Jesus is the way…motherf*cker
4/1/26: Open account 4/8/26: $5k funding 9/12/26: $250 bonus
1 Apr 2026 – Account opened w/ code ALEX 2 Apr 2026 – Funding of $5025 arrived 12 Sep 2026 – $250 bonus 165 days inclusive
4/5 – Account opened (Promo code ALEX) 4/6 – Completed required funding ($5050) 5/4-8/6 – Balance gradually brought to $16060 8/6-9/9 – Balance gradually reduced to $5400 9/12 – $250 Bonus posted Bonus was expected by 10/2 (150 + 30 days) at the latest. So it arrived right on schedule.
The Tiered Savings has to be opened first. Then the AARP/Select. Multiple DPs in that thread confirming success.
4/1 Opened. Promo code ALEX. 4/2 $5000 funded. 9/12 $250 bonus received.
I thought those 2 Barclay’s bonuses were mutually exclusive?
I advice anyone moving money from these 316/Primis accounts to initiate pull(s) from your other FI(s). One push to Barclays for $4K ended up getting $20K pulled out of my Barclays acct. into no man’s land. They claim it’s fixed. No more bleeding, but I haven’t received my $ back yet. They sent out a letter to forward to your FIs taking sole responsibility and to consider waiving NSFs, ODs, etc. If not, they claim they will reimburse along with any interest lost, if applicable. For me, this will may invalidate my Barclays Tiered Savings ($200) bonus if the money is not back in by Sunday, 9/13. Maybe a blessing in disguise as that bonus wasn’t really that good. Would have been more upset if the $400 bonus AARP Select Savings account was affected. I contemplated transferring from Select to Tiered since the former’s 30 day clock has a few more day on it, but weary of 316/Primis sucking up more funds. Definitely did not want to fund from another bank. Was advised that if I “froze” the account they could not put the funds back which is understandable.
Per the terms, “ The account must remain open and funded with at least $5,000 at the time of bonus payout, or the bonus will be forfeited.”
Opened on 3/30. Still waiting for bonus. Should payout by 9/26 so they still have a couple of weeks based on the terms…….
me, too
so if I got my 5k in there on April 10th, I can withdraw now? 153 days later? or do i have to wait 20 + 150 from opening?
Woke up this morning to two more reversals for the same amount. Now they are stealing my money. Over $12K now. My original transfer didn’t even post back to 316. They claim all reversals will be credited back to Barclays by Tuesday 9/15. We’ll see. They also claim they will pay any NSF fees and even lost interest.
PSA: 316 Financial (Primis) experienced an ACH “glitch” recently. In my case, I initiated a single transfer to Barclays that got credited twice. Correctly deducted once from 316. However, they reversed both, taking the erroneous deposit back plus the true one.
Most of the 90 day ones looked like they posted a few weeks after, not exactly at 90 days
I am on your boat. Just sent an email to them
“Bonus paid within 30 days after the 150-day balance requirement is met in the following statement cycle .”
You would be remembering the 90-day offer events… not the 150. I still got about another 28 days to go to get to 150.
as I remember bonus should posted during next statement after day 150
Opened 4/1/26 and no bonus yet.
Opened 4/5/26 No bonus as of Day 150 (9/1/26) Monthly interest has been posting on the 4th so will wait a couple more days to see if it posts before contacting support. The only way to contact them is by phone or email as I do not see a secure message or chat option in online banking. Anyone else not get the bonus on Day 150?
“…the marlow promo ended on 3/24 evening.” WRONG! The promotion (promo code ALEX) ended June 7.
You are lucky 767 I opened it on 3/24 (around 11:30PM) under Marlow promo and did not get the bonus. The bank is telling me that the marlow promo ended on 3/24 evening. I’m unsure whether I’m the only unlucky one. Any other DPs?
Not stupid of you at all to think that, as that would have been the logical inference. I did too. Unfortunately, it looks like it was just one big tease. What their thinking was…I haven’t a clue.
Why would they change the terms and not enforce them? Granted, mistakes happen and they COULD pay out early, but it’s unlikely.
Safe to assume everybody who opened in early April are on the 150 day timeline, not 90? I stupidly got excited it was happening any day now when I saw all those 3/24 opened / 7/6 bonus posts.