[YMMV] Navy Federal American Express More Rewards 30,000 Points Signup Bonus

Update 9/4/26: More Rewards Amex has a new link with 30k bonus after $3,000 spend. (Also .99% APR on balance transfers for 12 months with no BT fees.) Valid through 9/30/26. Hat tip to reader Dean

Update 7/7/20: More people targeted for the 40,000 point offer via email, this one with $3,000 in spend.

Update: There’s also a targeted offer for 40,000 points after $4,000 spend which can be found somewhere in your login. (ht Scott)

As expected, Navy Federal has relaunched their American Express card with new bonus categories, and added a signup bonus as well.

The Offer

Direct Link to offer | New Link

• Signup for the Navy Federal American Express card and get 30,000 bonus points ($300 value) after spending $3,000 within 3 months.

Offer expires October 31, 2019.

Card Details

• Card earns at the following rates:
  • 3x points per $1 spent at supermarkets, gas stations, restaurants, and transit
  • 1x point per $1 spent on all other purchases
• No annual fees
• No foreign transaction fees
• No balance transfer fees
• No cash advance fees
• 0% APR for 12 months
• Points are same as those on other NFCU cards (e.g GO REWARDS & Flagship)
• Points are worth 1¢ towards travel and there is a minimum redemption of 5,000 points (1,000 for digital downloads and 3,000 for gift cards)

Our Verdict

Looks pretty good rewards rates for a no-fee card, plus no foreign transaction fees. Also a nice signup bonus. You need to be a member a current or previous member of the armed forces (and related), or be a family member of a member. Hats off to all our service members and veterans.

Hat tip to reader Sam