DOC Compass — Offers, decoded

Deal has ended, view more bank account bonuses by clicking here.

Update 8/3/26: Back to $500 and valid until 8/31. Has non transferable language. Hat tip to reader snailrock

Update 5/21/26: Back down to $300.

Update 5/6/26: Bonus increased to $500 from $300. Hat tip to reader Super Pirate formerly SP

extended to 7/31

Offer at a glance

Maximum bonus amount: $300
Availability: Unknown, states not eligible will not be able to proceed. Might be CO, FL, ID, KS, MO, NM, TX, UT and WY? Below worked and didn’t work are just to make the account for dashboard, not necessarily approved
- Worked: NE,
- Didn’t work:
Direct deposit required: None
Additional requirements: See below
Hard/soft pull: Unknown
ChexSystems: Unknown, sensitive
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: April 30, 2026

The Offer

Direct link to offer

2UFI is offering a $300 business checking bonus when you complete the following requirements:
- Open account with $50+
- Maintain an average $3,000+ balance for next two full calendar months
- Make 7 transactions (debit or credits) within 90 days of account opening (excluding initial deposit and ATM withdrawals)

The Fine Print

Bonus offer requirements: To receive the $300 bonus, your new eligible 2UFi Business Spending account must be opened with a minimum opening deposit of $50. Total deposits to the new account must reach $3,000 within 15 days of opening. A $3,000 monthly average balance must then be maintained during each of the two full calendar months immediately following the 15 day funding period. In addition, you must complete 7 debit card purchase transactions (excluding ATM withdrawals) within the first 90 days of account opening. If all requirements are met, the $300 bonus will be deposited into your account within 14 business days.
Additional requirements & information: Offer available only to new 2UFi business deposit clients who have not held a 2UFi or affiliated brand business checking account within the past 12 months. Limit one offer per business entity. Account must be open and in good standing at the time the promotional bonus is paid. Bonus may be reported as interest or miscellaneous income on IRS Form 1099; client is responsible for any applicable taxes. Offer is non transferable and may not be combined with other checking promotions. Employees of 2UFi and affiliated entities, and their immediate family members, are not eligible.
Account details: Standard account terms, fees, and conditions apply. Monthly average balance information is available on your statements. Debit card transactions must post and settle to qualify. All accounts are subject to approval.
Offer availability: Offer ends April 30, 2026. All promotional bonuses are contingent on meeting all qualifying requirements.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

I wasn’t able to find a fee schedule, so unsure if there is any EATF or not.

Our Verdict

Bonus itself seems good, difficult to know how easy it is to get approved with not knowing what states are accepted. Share your data points in the comments below.

Hat tip to reader Super Pirate formerly SP

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